E-commerce is doing business using internet so as to improve the speed and efficacy of the business. In the process, the website of an organization is integrated with the heart of the business, it's giving more control to the customer.

Activities of E-commerce is Buying and selling products, business-to-business transactions to product catalogues, staff and client training systems and more.

Firstly, since the internet is the fastest growing medium in history. E-commerce has much wider reach to the customers than any other means. Here are a few statistics about internet: Each day, 360,000 people log on to the Internet for the first time. Over 225,000 home-based businesses are being launched on the Internet every single week. Consumers use the internet more often than they watch TV, Read the newspaper, or listen to the radio. By 2005, American online communications predicts the online market will surpass $9 billion a year 85% of all Internet user sessions begin at a search engine. 75 out of 100 users are looking for product and service information using search engines everyday.

E-commerce solutions can remove all geographical boundaries and time differences while working for you 24 hours a day, 7 days a week.Internet is a back boon to many small to medium size businesses. which cannot afford to advertise on television nor in highly circulated magazines, newspapers, or business directories.

E-Commerce FAQ::

1. How can I accept credit card orders on my web site?
2. What is a credit card merchant account?
3. How do I obtain a credit card merchant account?
4. What is 'Real-time' credit card processing?
5. How do I collect orders on my web site?
6. When should I use a simple stand alone online order form?
7. When should I use a shopping cart system on my web site?

1.How can I accept credit card orders on my web site?
These basic elements are the foundation of accepting online orders via credit card:

A credit card merchant account with a bank. A method by which to collect orders and credit card information (order forms or shopping cart system) Secure Socket Layer (SSL) Encryption - to provide your customers a secure method to transmit their credit card and ordering information to you

2.What is a credit card merchant account?
A credit card merchant account allows your business to accept credit cards for payment of goods and services. A customer provides his or her credit card number when you make a sale. You submit the credit card number, expiration date and amount of the sale to your merchant account provider (typically a bank). Within 7-10 days the funds are electronically deposited into your business bank account.

3. How do I obtain a credit card merchant account?
Most banks and financial institutions offer merchant account services. Check with your current bank and ask for an application. There are also companies that specialize in providing merchant account services in addition to the lease and sale of credit card terminals, processing software, etc. These companies are listed in abundance in the phone book or via a search on the web for "merchant account providers".Fees can vary greatly amongst merchant account providers, so you will want to do some comparison shopping before choosing a merchant account provider.

4.What is 'Real-time' credit card processing?
Real-time credit card processing allows your web order pages to immediately submit your customer's credit card information via the Internet to your merchant account bank for authorization. Real-time authorization is useful if you anticipate a large volume of online transactions or wish to provide your customer with immediate access to your product or service. Example: Selling a piece of software that a customer can download immediately after their credit card has been authorized in 'Real time'. Real-time credit card processing functionality can involve additional costs beyond standard processing which include: additional service fees from your merchant account provider bank, additional software requirements for real-time processing, customized ordering pages created for your web site and/or web server payment gateway software configuration and setup. Some careful research and planning is recommended before launching a Real-time payment system on your web site to determine the total costs and your expected return on investment.

5.How do I collect orders on my web site?
The most common methods are using a simple online order form, or a shopping cart system with an order form. Once your customer completes your online order form the order can be delivered to you via email, saved to a text file or saved to a database file on your web site for you to retrieve. Upon receipt of your customer's order you can submit their credit card and payment information to your merchant account provider and deliver your product or service.

6 .When should I use a simple stand alone online order form?
If you have a small number of items available to purchase (less than one or two dozen unique products or services).

If are looking for an inexpensive solution or have a limited Internet budget
If you are a novice or immediate web designer and want to start with a simple, easy to build order system

7. When should I use a shopping cart system on my web site?
If you have a larger number of items available for sale (more than a dozen)
If you wish to automatically total a customer's order including shipping, tax.

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